Timeswap

Timeswap is a decentralized lending and borrowing protocol that uses a constant product automated market maker (AMM) model, similar to Uniswap, but for fixed-rate, fixed-term loans. It allows users to lend, borrow, and provide liquidity for any ERC-20 token pair without oracles or price feeds, relying instead on market-driven pricing. The protocol is designed to be permissionless and non-custodial, enabling peer-to-pool lending with adjustable risk parameters.